Roof Cost Calculators

Metal Roof Cost Calculator

Standing-seam or corrugated metal roof installation cost.

Roof Cost Calculators

6 min read
Last updated
February 2026
Reviewed by
RoofingCalculatorUSA Editorial Team
Reading time
6 min read
Accuracy commitment
Estimates are modelled on 2026 installed pricing, state labor and permit adjustments, and published material benchmarks. Ranges are reviewed quarterly.

For estimation purposes only. This tool produces planning figures, not a contract price or an insurance settlement. Confirm scope and pricing with a licensed contractor. Read our editorial policy, methodology, and data sources.

Project details

Enter the details below to generate your metal roof cost estimate.

sq ft

Results

Fill in the form and press Calculate to see your estimate.

Quick answer

A metal roof costs $9 to $16 per square foot installed in 2026 — roughly $19,000 to $34,000 on a typical 2,100 sq ft roof. Exposed-fastener agricultural panels start near $6.50 per square foot; architectural standing seam and copper run far above the top of that band.

Overview

What the metal roof cost calculator does

It prices panel material by system and gauge, adds forming and seaming labor, clips or fasteners, closure strips, specialty trim, and the underlayment metal requires, then applies your state's labor factor. It also reports cost per year of expected service so the premium over asphalt is expressed in terms you can actually decide with.

Use cases

When homeowners should use it

  • You plan to stay in the home longer than one asphalt replacement cycle.
  • You live in a wildfire, hail, hurricane, or heavy-snow region where metal's performance matters.
  • You are weighing a metal quote against an asphalt quote and want lifetime math, not sticker math.
  • You are considering metal over an existing shingle roof and need to know if that is viable.

Price drivers

Cost factors that matter here

Panel system

Exposed-fastener corrugated is the cheapest metal on the market. Snap-lock standing seam sits in the middle. Mechanically seamed, site-formed panels sit at the top.

Gauge and coating

26-gauge steel with a basic paint system is entry level; 24-gauge with a Kynar 500 finish costs 15–25% more and holds color for decades.

Trim complexity

Metal is a trim trade. Valleys, hips, dormers, and skylight curbs each require fabricated flashing, and that fabrication is skilled hourly labor.

Installer scarcity

Standing seam requires trained crews and a roll former. In markets with few qualified installers, labor rates run well above the regional average.

Substrate work

Metal telegraphs deck irregularities, so more decks get repaired or overlaid with new sheathing before a metal install than before shingles.

Geography

How this changes by state

Demand and code drive metal pricing regionally. In Florida, metal is mainstream and competitively bid because it earns wind-mitigation credits; in much of the Northeast it remains a specialty product with fewer crews and correspondingly higher labor. Mountain West states price snow retention systems — bars, clips, and pads — into nearly every metal quote, adding $1,200 to $3,500 that coastal quotes never include.

Comparison

Options compared

OptionTypical costService lifeNotes
Exposed-fastener steel$6.50–$10.00/sq ft25–40 yrsScrews and gaskets need attention every 10–15 years.
Snap-lock standing seam$11.00–$15.00/sq ft40–60 yrsHidden fasteners; the mainstream residential choice.
Stone-coated steel$10.50–$14.50/sq ft40–50 yrsTile or shake appearance at a fraction of the weight.
Copper$22.00–$38.00/sq ft70–100 yrsCommodity-priced; quotes expire quickly as copper moves.

Real projects

Real-world examples

Snap-lock standing seam in Tennessee

A 2,050 sq ft roof in 24-gauge Kynar-finished steel came to $26,650, or $13.00 per square foot. The homeowner's asphalt alternative was $14,900, making the premium $11,750 across an expected 50-year life.

Agricultural panel on a Kansas outbuilding

1,600 sq ft of 29-gauge exposed-fastener panel installed for $10,240. The owner accepted that fastener gaskets will need replacement around year twelve.

Stone-coated steel in coastal Oregon

A 1,850 sq ft re-roof over new sheathing ran $24,400. The homeowner chose it over concrete tile because the framing could not carry tile weight without reinforcement.

Avoid these

Common mistakes

  • Comparing a 29-gauge exposed-fastener quote against a 24-gauge standing seam quote as if they were the same product.
  • Assuming metal is maintenance-free — exposed-fastener systems need periodic screw and gasket service.
  • Skipping snow retention in a snow-load region and dropping a roof avalanche onto a walkway.
  • Letting a shingle crew attempt their first metal install on your house.
  • Overlooking oil-canning expectations on wide, flat panels; it is cosmetic and normal, not a defect.

Save money

Money-saving tips

  • Choose snap-lock over mechanically seamed where wind exposure allows; the labor savings are meaningful.
  • Accept a standard color from stock rather than a custom Kynar run.
  • Use exposed-fastener panels on outbuildings and reserve standing seam for the main house.
  • Ask about installing over existing shingles with a purlin or underlayment system where code permits — it removes tear-off cost entirely.
  • Check whether your insurer discounts impact-rated metal; the annual credit compounds.

Hiring

Contractor advice

  • Ask to see three metal roofs the crew installed at least five years ago.
  • Confirm whether panels are roll-formed on site or shop-fabricated, and who owns the dimensional risk.
  • Require the finish warranty document from the coil manufacturer, not just the installer's word.
  • Ask how the crew handles thermal movement at eaves and ridges — the answer separates specialists from generalists.

Coverage

Insurance considerations

Impact-rated metal frequently earns a premium credit, and in high-wind states a properly documented metal install can materially reduce your wind portion. The trade-off is cosmetic hail: some carriers now exclude cosmetic denting on metal, so read that endorsement before choosing a soft aluminum panel in a hail belt.

FAQ

Questions homeowners ask about this calculator

+Is a metal roof noisy in the rain?

Over solid decking with underlayment it measures quieter than asphalt in most tests. The noise reputation comes from barn roofs installed on open purlins with no deck beneath.

+Does metal attract lightning?

No. Metal does not increase strike probability, and because it is non-combustible and conductive it disperses energy more safely than most roofing materials.

+Can metal go over shingles?

Often yes, where code allows and the deck is sound. It saves tear-off cost but requires attention to ventilation and a slip sheet or purlin system.

+How long does a metal roof really last?

Forty to seventy years for steel and aluminum standing seam, longer for copper and zinc. The finish typically fades before the panel fails.

Sources & editorial review

Reviewed by
Daniel ReyesLicensed roofing contractor (24 years, residential & commercial)
Last updated
August 2, 2026
Accuracy statement
Metal pricing tracks steel and aluminum coil markets and can move between quotes. Ranges reflect 2026 distributor pricing with standard trim packages; snow retention, custom fabrication, and copper are quoted separately.

Homeowner guidance

Practical context to go with your estimate — what to ask, what to watch for, and where homeowners most often lose money on a roofing project.

Signs you should replace instead of repair

Repair makes sense on a young roof with isolated damage. These signs point the other way.

  • The roof is within five years of its rated lifespan — new patches will not outlast the surrounding field.
  • Damage covers more than roughly a quarter of the roof area, where repair pricing approaches replacement.
  • Shingles are brittle and crack when lifted, so a repair crew damages more than it fixes.
  • You are on your third or fourth leak repair in the same season and the source keeps moving.
  • Deck decking feels soft underfoot or shows sag lines from the ground.
  • Granule loss is heavy enough that gutters fill with grit after every rain.
  • You plan to sell within two years and inspection reports are already flagging the roof.

What homeowners usually ask

These are the questions that come up most often before a roofing project starts. Short, direct answers — no sales pitch.

Is the number I get here what a contractor will charge?
It is a planning range, not a bid. Contractor pricing moves with your roof's access, tear-off layers, deck condition, and how busy local crews are that month. Use the estimate to judge whether a written bid is reasonable.
How many quotes should I collect?
Three is the sweet spot. One quote gives you no reference point; five turns into decision fatigue. Ask all three to price the same scope so the comparison is fair.
Why do two bids for the same roof differ by thousands?
Usually scope, not greed. One bid may include full tear-off, new underlayment, drip edge, and permit fees while the other assumes a layover and reuses flashing. Line-item the bids side by side before you judge price.
Does a bigger price always mean better work?
No. Price tracks labor rates, warranty length, and crew availability more than craftsmanship. Verify licensing, insurance, and recent local references instead of using price as a proxy for quality.

Common roofing myths

Beliefs that cost homeowners money every year, and what is actually true.

  • "You can always add a second layer of shingles." Most codes allow two layers at most, and a layover hides deck rot while shortening the new roof's life.
  • "A new roof always pays for itself at resale." It protects value and helps a sale close, but recovery is partial — treat it as protection, not profit.
  • "Metal roofs attract lightning." Metal is no more likely to be struck than asphalt, and it is non-combustible if lightning does hit nearby.
  • "Roofing is cheapest in winter." Off-season discounts exist, but cold-weather installs need extra care with sealant strips and can be rescheduled repeatedly by weather.
  • "If it isn't leaking, the roof is fine." Granule loss, lifted shingles, and failed flashing all precede leaks by years — visible water is a late symptom.

Questions to ask your contractor

Bring this list to every estimate appointment. The answers separate professionals from door-knockers.

  • Are you licensed in this state, and can I see your general liability and workers' comp certificates?
  • Is this a full tear-off, and what happens if you find rotted decking? Ask for the per-sheet price in writing.
  • Which underlayment, ice-and-water shield, and ventilation are included in the price?
  • Who pulls the permit and schedules the inspection — you or me?
  • Is the warranty a manufacturer system warranty, a workmanship warranty, or both? How long does each run?
  • Will your own crew do the work, or a subcontracted crew? Who supervises on site?
  • What is the payment schedule, and what deposit do you require before materials arrive?

Compare your options

Side-by-side cost, lifespan, and maintenance for the alternatives homeowners weigh against this option.

Metal Roof vs Asphalt Shingles

The most common upgrade decision in American residential roofing: pay roughly double up front for a roof that can outlast two shingle replacements, or keep the cash and re-roof again in twenty years.

Standing-seam metal

Pros

  • Forty to seventy year service life with no mid-life re-roof
  • Excellent wind uplift performance and Class A fire rating
  • Reflective finishes cut summer attic heat measurably
  • Sheds snow and rain without granule loss

Cons

  • Roughly two to three times the installed cost of shingles
  • Fewer crews are genuinely qualified to install panels correctly
  • Panel dents from large hail are cosmetic but permanent
  • Repairs and future penetrations require a metal specialist
Metal Roof Cost Calculator

Architectural asphalt shingles

Pros

  • Lowest installed cost of any mainstream residential system
  • Every local crew can install and repair it
  • Individual shingles can be swapped after isolated damage
  • Wide color range that matches most neighborhoods

Cons

  • Twenty to thirty year realistic life, shorter in extreme heat
  • Granule loss accelerates under UV and hail
  • Wind ratings depend heavily on nailing quality
  • You will pay for tear-off and disposal again in a couple of decades
Asphalt Shingle Cost Calculator
FactorStanding-seam metalArchitectural asphalt shingles
Typical cost$11–$18 per sq ft installed$4.50–$8 per sq ft installed
Expected lifespan40–70 years20–30 years
MaintenanceLow — annual fastener and sealant check at penetrationsModerate — seasonal inspection, debris clearing, flashing checks
Best climatesHigh wind, wildfire, heavy snow, and coastal regionsMixed and temperate climates without extreme heat load
Return on investmentStrong on long holds; the second shingle replacement you never buy is the real returnBest short-term value and the safest choice before a sale

Bottom line

Metal wins if you intend to stay in the home longer than fifteen years, live with high wind or wildfire exposure, or want to stop thinking about the roof. Asphalt wins on short holding periods, tight budgets, and neighborhoods where resale comps are all shingle.

See all roofing comparisons →

What matters this season

Summer roofing

June – September

Peak installation season. Long dry days mean shingles seal quickly, but crews are at capacity and pricing reflects it.

  • Expect longer lead times and firmer pricing; get bids two to three weeks before you want work started.
  • Ask crews to start early — afternoon deck temperatures can scuff shingles under foot traffic.
  • Check attic temperature on a hot afternoon; trapped heat means the ventilation is undersized.
  • Consider a reflective or cool-roof product if your cooling bills spike each summer.

Hurricane season

June 1 – November 30

Atlantic and Gulf coasts

Atlantic and Gulf coast homeowners should complete roof work before the season peaks in August and September.

  • Complete any planned replacement before August — materials and crews tighten sharply once storms form.
  • Verify your wind mitigation features are documented with your insurer for the premium credit.
  • Inspect and re-secure ridge vents, edge metal, and soffits, which fail before field shingles do.
  • Understand your named-storm deductible: it is usually a percentage of dwelling coverage, not a flat amount.

Cost factors

Your final price depends on roof size, material grade, pitch, accessibility, tear-off requirements, state labor rates, permit fees, and contractor demand in your local market. Storm seasons and steel/aluminum supply shifts can move installed prices 10–20% year over year.

Methodology

How this calculator works

  1. Step 01

    Collect inputs

    We start with the project details you enter — roof size, material, pitch, state, and any modifiers specific to this calculator.

  2. Step 02

    Apply 2026 base rate

    Every roofing input is multiplied by a 2026 national installed price benchmark sourced from contractor pricing data.

  3. Step 03

    Adjust for your state

    We multiply by your state's labor and permit cost factor so the estimate reflects local market reality.

  4. Step 04

    Adjust for complexity

    Pitch, stories, layers, and material density add multipliers — steeper and more cut-up roofs cost more to install.

  5. Step 05

    Add fees & contingency

    Where relevant, we add permit, disposal, and a modest contingency to reflect real-world job conditions.

  6. Step 06

    Return a low / mid / high range

    Final mid-point is shown with a 15–20% spread to reflect contractor bid variance.

FAQ

Frequently asked questions

+How accurate is this estimate?

Estimates use 2026 national pricing benchmarks adjusted for your state. Actual quotes vary by contractor, access, complexity, and current material costs. Always get 2–3 written bids.

+Why does the state matter?

Labor rates, permit fees, and material delivery costs vary widely. We apply a regional multiplier so estimates reflect local market reality.

+Does this include tear-off?

No — add tear-off cost separately (typically $1.25–$2.00 per sq ft).

+Are these calculator estimates accurate?

Our calculators use 2026 national installed pricing benchmarks adjusted for your state and the variables you enter. They produce a realistic budget range, not a contractor bid. Always collect 2–3 written quotes before signing a contract.

+Do estimates include labor and materials?

Yes. All cost-based calculators include both labor and materials at typical installed rates. Permits, underlayment, flashing, drip edge, ridge cap, and standard ventilation are included unless noted. Structural deck repair, skylight replacement, and chimney work are not.

+How often is pricing updated?

Material and labor benchmarks are reviewed quarterly against ABC Supply, BEACON, GAF, Owens Corning, and BLS labor data so estimates stay current with 2026 market conditions.

+Does my state really affect the price that much?

Yes. Labor wages, permit fees, hurricane and wind code requirements, and material delivery distance vary widely. Coastal California, New York, Massachusetts, and Hawaii routinely run 15–45% above the national baseline; Texas, Ohio, and Tennessee sit at or below it.

+Should I file an insurance claim or pay out of pocket?

If the damage is from a covered peril (wind, hail, fallen tree) and exceeds your deductible by a meaningful margin, a claim usually makes sense. Cosmetic wear, age-related failure, and small repairs are typically not covered.

+What's the difference between a square and a square foot?

One roofing square equals 100 square feet of roof surface. Contractors quote materials (bundles of shingles, rolls of underlayment) and labor by the square. A 2,000 sq ft roof is 20 squares.

+How long does a roof project usually take?

A standard asphalt shingle tear-off and replacement on a single-family home takes 1–3 days. Metal, tile, and slate take 3–10 days. Weather, crew size, and roof complexity drive the range.

+Will I need a permit?

Most municipalities require a permit for full replacements and major repairs; small patch repairs often do not. Your contractor typically pulls the permit and rolls the fee into the bid.

What to do next

Your homeowner journey

Work through these six steps in order. Each one narrows the range of your estimate before you sign anything.

  1. Step 1Understand your estimateRead the range, not the midpoint — bids move with scope and access.
  2. Step 2Compare materialsWeigh installed cost against realistic service life.
  3. Step 3Review financingTurn the total into a monthly payment you can plan around.
  4. Step 4Review insuranceCheck deductible, ACV vs. RCV, and what a claim would actually pay.
  5. Step 5Find local contractorsCollect two to three written bids from licensed roofers.
  6. Step 6Read your state guideLocal permits, code requirements, and seasonal timing.

Overview

What the Metal Roof Cost Calculator does

Standing-seam or corrugated metal roof installation cost.

Who it's for

Homeowners, property managers, and insurance policyholders comparing bids or planning a roof cost calculators project on a single-family home.

When to use it

Before you call contractors, when reviewing a written quote, or when validating an insurance adjuster's scope for your metal roof cost project.

Why it matters

Roofing quotes vary 20–40% between contractors. Walking in with a calibrated 2026 benchmark protects you from overpaying and helps you spot missing scope.

How to read the number

Understanding your results

The estimate above is a 2026 midpoint. Compare each written bid you receive against this range and treat outliers with a sharp eye.

Excellent

A quote 10%+ below the Metal Roof Cost Calculator midpoint on a like-for-like scope — verify the contractor's insurance, warranty, and material grade before signing.

Average

Within ±10% of the midpoint. This is the fair-market range for your inputs — pick the contractor with the strongest reputation, not the lowest price.

High

10–25% above the midpoint. Justified only for premium materials, complex access, hurricane-rated installs, or a highly certified installer.

Suspicious

30%+ below the midpoint on the same scope. Common signs: uninsured labor, unlicensed contractor, missing tear-off, or a bait-and-switch on shingle grade.

Cost-saving opportunities

  • Schedule installs for late fall or early spring to catch off-season pricing.
  • Bundle roof + gutters + attic ventilation into one bid to lower mobilization costs.
  • Choose architectural shingles over designer lines — 90% of the look at 60% of the cost.
  • Pull the permit yourself in permissive jurisdictions to skip contractor markup.

Warnings & red flags

  • Any contractor asking for more than 25–30% upfront before materials arrive on site.
  • A quote missing tear-off scope, dump fees, or a written warranty duration.
  • Door-to-door "storm chasers" after a hail event — verify the local business license.
  • No proof of workers' comp on the same certificate of insurance as general liability.

What drives the price

Cost factors that shape your roofing estimate

No two roofing projects are priced the same. The metal roof cost calculator above gives you a calibrated starting point, but the variables below are what move the final bid up or down when a contractor walks your roof in person.

Location & state

Labor rates, permit fees, and material delivery distance vary widely. The same project can cost 25–40% more in CA or NY than in OH or TX.

Material choice

Asphalt is the budget benchmark. Metal, tile, and slate cost 2–4× more up front but last 2–4× longer, often pencilling out lower over the roof's lifetime.

Roof size & pitch

Bigger roofs cost more in absolute dollars but less per square foot. Steeper pitches (above 9/12) add 15–30% in labor for safety equipment and slower work.

Complexity

Hips, valleys, dormers, skylights, and chimneys all add cut waste and flashing labor. A cut-up roof can cost 20–30% more than a simple gable of the same size.

Tear-off requirements

Removing one existing layer adds roughly $1.25–$2.00 per sq ft. Two layers, rotted decking, or asbestos underlayment add more.

Local labor & permits

Union markets, coastal wind zones, and high-permit municipalities add overhead. Hurricane-rated installs in FL or coastal NC carry code-driven premiums.

Weather & seasonality

Spring and early summer carry peak pricing. Late fall and winter installs in moderate climates can save 5–10% as crews fight for work.

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State by state

How roofing costs differ across the U.S.

Where you live is the single biggest non-material variable. Labor rates, permit costs, wind and hail codes, and material delivery distance all push prices up or down. The table below shows our 2026 regional cost index — a multiplier applied to the national baseline.

Most expensive states

Most affordable states

Want a city-level breakdown? Browse every state guide →

Material comparison

Roofing materials, lifespan, and installed cost

Material choice usually drives the biggest swing in your final estimate. Use this table to compare lifespan against installed cost per square foot before locking in a scope.

MaterialLifespanInstalled / sq ftBest for
Asphalt Shingle (3-tab)15–20 yrs$4.50–$6.50Budget replacements, rentals, starter homes.
Architectural Shingle25–30 yrs$6.00–$8.50Most U.S. homes — the modern default.
Metal (Standing Seam)40–70 yrs$11.00–$16.00Forever homes, high snow/wind zones, modern design.
Clay Tile50–100 yrs$14.00–$20.00Hot climates, Mediterranean and Spanish-style homes.
Concrete Tile40–60 yrs$10.00–$15.00Hot climates on a tile budget; heavier than clay.
Slate75–150 yrs$18.00–$28.00Historic homes, ultra-long-term ownership.
Flat / Low-Slope (TPO, EPDM)20–30 yrs$7.00–$11.00Modern flat roofs, additions, commercial buildings.
Composite / Synthetic30–50 yrs$9.00–$13.00Slate or shake look without the weight or maintenance.

Cost by roof size

Typical roof replacement cost by square footage

These ranges assume an architectural shingle roof on a moderately complex home at the national baseline. Multiply by your state factor above (or use the calculator) for a locale-specific number.

Roof sizeLowAverageHigh
1,000 sq ft$6,500$8,500$11,500
1,500 sq ft$9,500$12,500$16,500
2,000 sq ft$12,500$16,500$22,000
2,500 sq ft$15,500$20,500$27,500
3,000 sq ft$18,500$24,500$33,000
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Homeowner playbook

Tips before you hire a roofer

  • Tip 01

    Get at least three written bids — never accept the first quote, even if it feels reasonable.

  • Tip 02

    Confirm the contractor carries general liability AND workers' comp; ask for a current certificate of insurance.

  • Tip 03

    Verify the manufacturer certification (GAF Master Elite, Owens Corning Platinum, CertainTeed SELECT ShingleMaster) — it unlocks longer labor warranties.

  • Tip 04

    Ask whether tear-off, deck repair, and dump fees are included or billed separately — surprise charges are the #1 complaint.

  • Tip 05

    Schedule replacements for late fall or early spring when crews have availability and pricing softens.

  • Tip 06

    Document everything: signed scope of work, payment schedule, change-order policy, and a photo set before/during/after.

Go deeper

Related roofing guides & research

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Sources & methodology

How we price the Metal Roof Cost Calculator

Estimates draw on 2026 published installed pricing from major U.S. distributors (ABC Supply, BEACON), manufacturer MSRP (GAF, Owens Corning, CertainTeed, Malarkey), Bureau of Labor Statistics wage data, and aggregated bid data from licensed roofing contractors. Methodology is reviewed quarterly.

From the pros

Professional roofing tips

  • Tip 01

    Get at least three written bids — never accept the first quote, even if it feels reasonable.

  • Tip 02

    Confirm the contractor carries general liability AND workers' comp; ask for a current certificate of insurance.

  • Tip 03

    Verify the manufacturer certification (GAF Master Elite, Owens Corning Platinum, CertainTeed SELECT ShingleMaster) — it unlocks longer labor warranties.

  • Tip 04

    Ask whether tear-off, deck repair, and dump fees are included or billed separately — surprise charges are the #1 complaint.

  • Tip 05

    Schedule replacements for late fall or early spring when crews have availability and pricing softens.

  • Tip 06

    Document everything: signed scope of work, payment schedule, change-order policy, and a photo set before/during/after.

Credibility

Why trust our estimate?

Our calculators are built by U.S. roofing pricing analysts using transparent, updated data — not scraped averages. Here's exactly what stands behind the number you just saw.

  • Based on 2026 U.S. roofing pricing

    Every estimate anchors to current-year installed pricing from major U.S. distributors and manufacturer MSRP — not stale directory averages.

  • Multiple pricing factors considered

    Roof size, pitch, stories, complexity, tear-off layers, and accessibility all feed the model — the same variables a real estimator walks.

  • State cost adjustments

    A live regional multiplier for all 50 states adjusts for local labor rates, permit fees, code requirements, and material delivery distance.

  • Material adjustments

    Every material — asphalt, metal, tile, slate, TPO, EPDM, PVC — carries its own PSF benchmark and lifespan-adjusted range.

  • Labor adjustments

    Bureau of Labor Statistics wage data plus aggregated bid data from licensed roofing contractors calibrate the labor half of every quote.

  • Updated methodology

    Pricing tables, state multipliers, and material benchmarks are reviewed quarterly against distributor invoices and contractor feedback.

Estimate disclaimer. Results are decision-grade planning estimates, not binding quotes. Actual pricing varies by contractor availability, current material supply, roof access, permit conditions, and scope discovered during on-site inspection. Always collect 2–3 written bids before signing a contract. See our methodology and editorial policy.

Your decision path

Recommended next steps

You've seen the number. Here's the shortest homeowner path from estimate to a signed, defensible roofing decision after using the Metal Roof Cost Calculator.

  1. Step 01Compare repair vs. replaceDecide whether patching still pencils out.
  2. Step 02Estimate financingSee a monthly payment you can plan around.
  3. Step 03Check insurance coverageACV vs. RCV and deductible math.
  4. Step 04Compare roofing materialsLifespan vs. installed cost per sq ft.
  5. Step 05Find local contractorsVetted, licensed pros near you.
  6. Step 06Read your state cost guideLocal labor, permits, and material norms.

Ready when you are

Turn your estimate into action

Every next step below is free. Use the calculator numbers above to negotiate quotes, model payments, and preview insurance payouts before you sign anything.

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