State Roofing Reports

State Roofing Cost Report 2026

Cost, climate, and insurance dynamics across all 50 U.S. states.

Executive Summary

State-level roofing cost ranges differ by up to 60%, driven by labor cost, climate exposure, and building code requirements.

Key Findings

  • Highest cost states: Hawaii, Alaska, California, New York, Massachusetts.
  • Lowest cost states: Alabama, Mississippi, Arkansas, Oklahoma, Tennessee.
  • Hurricane-exposed states require more frequent replacement.
  • Hail-belt states see fastest insurance claim growth.

Methodology

State multipliers derived from BLS labor indices, regional permit data, and contractor surveys.

Data Sources

  • BLS state labor data
  • State permit/license databases
  • Contractor surveys

FAQs

Why do coastal states cost more?

Stricter wind codes, hurricane-rated materials, and tighter labor markets drive coastal premiums.

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