Overview
Hail is one of the largest single causes of roof claims, with the central U.S. hail belt seeing the highest frequency.
Key Numbers
Annual U.S. hail events
~5,000+
Highest-loss states
TX, CO, OK, KS, NE
Average hail claim payout
$12,000
Industry Context
Impact-resistant Class 4 shingles can reduce damage and may earn insurance discounts.
Data Sources
- NOAA Storm Events Database
- Insurance Information Institute
FAQs
How small can hail still damage a roof?
Hail as small as 1 inch can damage asphalt shingles, particularly older ones.