Last updated: 2026-04-01Category: Hail Damage Statistics
Key Statistics Summary
Hail is one of the largest single causes of roof claims, with the central U.S. hail belt seeing the highest frequency.
Key Numbers
Annual U.S. hail events
~5,000+
Highest-loss states
TX, CO, OK, KS, NE
Average hail claim payout
$12,000
Industry Context
Impact-resistant Class 4 shingles can reduce damage and may earn insurance discounts.
Methodology
Read more in our Methodology and Sources pages.
Data Sources
- NOAA Storm Events Database
- Insurance Information Institute
Frequently Asked Questions
How small can hail still damage a roof?
Hail as small as 1 inch can damage asphalt shingles, particularly older ones.