Roof Cost Index v0.1 · Updated 2026-06-01
North Dakota Roof Cost Index
Index score 100 vs. national baseline 100 (+0.0% vs U.S. average). Modeled roofing cost intelligence for North Dakota homeowners.
North Dakota Roofing Cost Snapshot
| Project Type | Low | High | Notes |
|---|---|---|---|
| Roof Replacement | $5,400 | $13,500 | Asphalt shingle, full tear-off |
| Roof Repair | $270 | $2,700 | Minor patch to full section |
| Metal Roof | $11,340 | $28,350 | Standing seam / ribbed steel |
| Tile Roof | $14,040 | $35,100 | Concrete or clay tile |
| Shingle Roof | $5,400 | $13,500 | Architectural asphalt |
| Flat Roof | $7,560 | $18,900 | TPO, EPDM, or modified bitumen |
North Dakota vs. National Roof Cost Index
| Metric | North Dakota | National | Difference |
|---|---|---|---|
| Index Score | 100 | 100 | +0.0% |
| $/sq ft (mid) | $4.5 | $4.5 | 0.0% |
| $/sq ft (low) | $3.51 | $3.51 | — |
| $/sq ft (high) | $6.53 | $6.52 | — |
Historical Trend (Modeled)
Monthly, quarterly, and yearly history. Values are modeled placeholders until contractor pricing feeds are integrated.
| Month | Index | $/sqft |
|---|---|---|
| 2025-07 | 96.8 | $4.36 |
| 2025-08 | 97.85 | $4.4 |
| 2025-09 | 98.74 | $4.44 |
| 2025-10 | 99.16 | $4.46 |
| 2025-11 | 99.04 | $4.46 |
| 2025-12 | 98.54 | $4.43 |
| 2026-01 | 98.02 | $4.41 |
| 2026-02 | 97.84 | $4.4 |
| 2026-03 | 98.2 | $4.42 |
| 2026-04 | 99.06 | $4.46 |
| 2026-05 | 100.13 | $4.51 |
| 2026-06 | 101.03 | $4.55 |
| Quarter | Index | $/sqft |
|---|---|---|
| 2025-Q3 | 97.8 | $4.4 |
| 2025-Q4 | 98.91 | $4.45 |
| 2026-Q1 | 98.02 | $4.41 |
| 2026-Q2 | 100.07 | $4.51 |
| Year | Index | $/sqft |
|---|---|---|
| 2024 | 94 | $4.23 |
| 2025 | 97 | $4.37 |
| 2026 | 100 | $4.5 |
North Dakota Roof Material Cost Analysis
| Material | $/sq ft | 1,800 sq ft Installed | Lifespan |
|---|---|---|---|
| Asphalt Shingles | $4.50 | $8,100 | 15–30 years |
| Metal Roofing | $9.45 | $17,010 | 40–70 years |
| Tile Roofing | $11.70 | $21,060 | 50+ years |
| Slate Roofing | $16.20 | $29,160 | 75–150 years |
| Composite Roofing | $9.00 | $16,200 | 30–50 years |
North Dakota Labor Cost Factors
North Dakota licensed roofing crews, insurance, and overhead
Shingles, underlayment, flashing, drip edge, ventilation
Municipal permit fees and final inspections
Pitch, valleys, dormers, skylights, chimneys
Removing existing layers and dumpster fees
Snow, wind, extreme cold — peak-season pricing varies
Labor typically accounts for 40–60% of installed cost in North Dakota. Contractor availability tightens during post-hail and tornado seasons, pushing regional pricing upward.
North Dakota Weather Impact
North Dakota weather conditions: snow, wind, extreme cold.
- Heavy snow load
- Sustained high winds
- Extreme cold
Climate exposure — hail, hurricane wind, snow load, UV — drives material spec, code requirements, and replacement frequency.
Regional labor cost, licensing requirements, and crew availability shift installed pricing more than materials in most markets.
Asphalt, metal, and tile commodity pricing varies by region due to freight, distribution, and local manufacturer presence.
Wind/hail deductibles, ACV vs RCV policy structure, and Florida/Texas-style mitigation rules influence what homeowners actually pay out of pocket.
North Dakota Insurance Impact
Roof claims in North Dakota most often involve snow, wind, extreme cold. Most homeowner policies cover sudden, accidental damage from covered perils after the deductible.
- Covered perils typically include wind, hail, fire, and falling objects
- Deductibles usually run 1–2% of dwelling coverage; separate wind/hail deductibles apply in many storm-prone counties
- Older roofs (15+ years) may be settled on Actual Cash Value (ACV) rather than Replacement Cost Value (RCV)
- Document damage with dated photos and keep all contractor estimates
- Most carriers require a claim filed within 12 months of the loss event
North Dakota Roof Financing Snapshot
A typical $8,100 roof financed over 10 years at 8.99% APR runs roughly $103 per month.
Lowest rates, secured by your home
Unsecured, 5–15 year terms
Federally insured up to $25,000
Promotional 0% APR periods available
Best for larger projects bundled with other work
North Dakota vs. Other Midwest States
Methodology & Sources
The North Dakota Roof Cost Index blends state cost multipliers, climate exposure, labor signals, and editorial research into a single normalized score. Index version v0.1, updated 2026-06-01.
North Dakota Roof Cost FAQs
What is the Roof Cost Index score for North Dakota?
North Dakota's current Roof Cost Index score is 100, 0.0 points above the national baseline of 100.
How much does a roof cost per square foot in North Dakota?
Installed roofing in North Dakota ranges from about $3.51/sq ft (builder-grade) to $6.53/sq ft (premium materials), with a mid-range near $4.5.
What is the average roof replacement cost in North Dakota?
A typical 1,800 sq ft asphalt shingle replacement in North Dakota runs about $8,100, with most projects between $5,400 and $13,500.
Why are roofing prices in North Dakota at this level?
Snow, wind, extreme cold. Local labor cost, the prevalence of asphalt shingles, and insurance practices also shape installed pricing.
Is North Dakota more expensive than the U.S. average for roofing?
Yes — North Dakota prices run roughly 0.0% above the U.S. average.
How is the North Dakota Roof Cost Index calculated?
It combines state cost multipliers, climate exposure, and labor signals from our state cost guides, normalized to a national baseline of 100. See our methodology page for full inputs and weighting.
When was the North Dakota Roof Cost Index last updated?
The index was last refreshed on 2026-06-01. We plan quarterly methodology refreshes.
What's the most common roofing material in North Dakota?
Asphalt Shingles is the most widely installed material in North Dakota, driven primarily by snow, wind, extreme cold.
Does homeowners insurance cover roof replacement in North Dakota?
Roof claims in North Dakota most often involve snow, wind, extreme cold. Most homeowner policies cover sudden, accidental damage from covered perils after the deductible.
Can I finance a new roof in North Dakota?
Yes. A $8,100 roof financed over 10 years at 8.99% APR runs about $103/month. Options include HELOCs, FHA Title I, and contractor financing.
How does North Dakota compare to neighboring states?
Compare North Dakota's index of 100 against other Midwest states on our Roof Cost Index landing page.
Can I get an accurate North Dakota roof quote from this index?
The index is a benchmark, not a binding quote. Use our North Dakota-specific calculators or request a free estimate for matched contractor pricing.
Related North Dakota Resources
Explore more roofing resources
Related Calculators
- Roof Replacement Cost Calculator · Roof Cost Calculators
- Roof Repair Cost Calculator · Roof Cost Calculators
- Metal Roof Cost Calculator · Roof Cost Calculators
- Shingle Roof Cost Calculator · Roof Cost Calculators
Related State Guides
- Arizona Roofing Costs · Tile Roofing · West
- California Roofing Costs · Tile Roofing · West
- Colorado Roofing Costs · Asphalt Shingles · West
- Florida Roofing Costs · Tile Roofing · South