🛡️ Roof Insurance

Insurance

Estimated insurance payout after depreciation and deductible.

Insurance

Straight-line depreciation by age and expected life.

Insurance

ACV = RCV minus depreciation.

Insurance

Estimated full replacement value of your roof today.

Insurance

Estimated damage cost from a hail event.

Insurance

Estimated wind/storm repair or replacement cost.

Insurance

Estimate repair cost for wind-damaged shingles, flashing, and decking after a storm.

Insurance

See your out-of-pocket cost after a roof insurance claim, including percentage-based hurricane and wind deductibles.

Insurance

Estimate insurance premium discounts from wind-mitigation roof features — a must-check in FL, TX, LA, SC, NC.

Insurance

Estimate how much your homeowners premium will drop after installing a new roof — and how many years to recoup.

Insurance

See exactly what a homeowner pays after an insurance claim — deductible, non-recoverable depreciation, upgrades, and code work.

Financing

Estimate the payback period on a roof upgrade — combining energy savings, insurance discounts, and resale value.

Research

Claim frequency, payout trends, ACV vs RCV breakdowns, and state-level deductible data.

Research

Cost, climate, and insurance dynamics across all 50 U.S. states.

Statistics

Wind and hail dominate U.S. homeowner property claims, with average roof payouts above $11,000 on RCV policies.

Statistics

Hail is one of the largest single causes of roof claims, with the central U.S. hail belt seeing the highest frequency.

$5,124 – $12,810 typical replacement

$7,020 – $17,550 typical replacement

$5,832 – $14,580 typical replacement

$5,676 – $14,190 typical replacement

$5,676 – $14,190 typical replacement

$6,588 – $16,470 typical replacement